IMAGE
Matthew Caldwell
Mortgage Originator

52 South Broad Street
P.O. Box 351
Norwich NY 13815


Office: (607)337-6628
Cell Phone: (607)316-0372
Fax: (607)334-6804
Email: mcaldwell@nbtbank.com
Business Hours: Monday through Friday – 8:00am to 5:00pm

With 5+ years of experience in the Chenango County Real Estate market, I can assist you in making a wise financial decision for your next home purchase or refinance.  Backed by a team of experienced mortgage and real estate professionals, I will walk you through every step of the mortgage process, from pre-approval through closing.  Whether you're a first-time homebuyer or purchasing another investment property, I can help you achieve your dream.  Call or e-mail me today to discuss your residential financial needs!

Still want to have personal assistance?
You can call or e-mail me to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!
Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 6.375%  6.461%  0.250%
30 Year Fixed Rate
 Rate  APR  Points
 6.875%  6.928%  0.250%
5/1 Year Adjustable Rate
 Rate  APR  Points
 5.625%  5.285%  0.250%
3/1 Year Adjustable Rate
 Rate  APR  Points
 5.500%  5.169%  0.250%
Assumptions

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